Rates

Effective March 25, 2008

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Saving & Certificate Rates

Share Savings
Shares	Rate (APR)	Yield (APY)
$25 - $1,000	0.55%	0.55%
> $1,000 - $5,000	0.65%	0.65%
> $5,000	0.80%	0.80%
Share Drafts (Checking)
Share Drafts	Rate (APR)	Yield (APY)
$1,000 Daily Balance	0.75%	0.75%
Christmas & Vacation Clubs
Clubs	Rate (APR)	Yield (APY)
Christmas	2.00%	2.00%
Vacation (effective 5/1/08)	1.00%	1.00%
Christmas Club is compounded daily and paid annually on October 31. Vacation Club is compounded daily and paid annually on April 30.
Pee Wee Share Certificates
PeeWee Certificates	Rate (APR)	Yield (APY)
6 month - $500 or more	2.00%	2.00%
12 month - $500 or more	2.15%	2.15%
PeeWee Certificate is for newborn through 16 years of age.
Share Certificates
Certificates	Rate (APR)	Yield (APY)
6 month - $1,000	2.00%	2.00%
6 month - $10,000	2.10%	2.10%
6 month - $50,000	2.15%	2.15%
6 month - $99,000	2.25%	2.25%
Interest paid at maturity. All rates are subject to change.
Certificates	Rate (APR)	Yield (APY)
1 year - $1,000	2.15%	2.15%
1 year - $10,000	2.25%	2.25%
1 year - $50,000	2.30%	2.30%
1 year - $99,000	2.40%	2.40%
Interest paid at maturity. All rates are subject to change.
Certificates	Rate (APR)	Yield (APY)
2 years - $1,000	2.25%	2.26%
2 years - $10,000	2.35%	2.36%
2 years - $50,000	2.50%	2.52%
2 years - $99,000	2.60%	2.62%
Interest paid at twice annually/6-30 & 12/31. All rates are subject to change.
Certificates	Rate (APR)	Yield (APY)
3 years - $1,000	2.50%	2.52%
3 years - $10,000	2.75%	2.77%
3 years - $50,000	2.75%	2.77%
3 years - $99,000	3.00%	3.02%
Interest paid at twice annually/6-30 & 12/31. All rates are subject to change.

Please call for rates on longer term certificates.

We may change the dividend rate for your account as determined by the Credit Union Board of Directors. Funds are insured by NCUA Insurance up to $100,000 per depositor.

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Loans

Professional & Personal Auto Financing

Funeral Service Credit Union specializes in loans for hearses, limousines and other funeral vehicles.

All Rates Effective as of March 25, 2008. All Rates Subject To Change.

We may change the dividend rate as determined by the Credit Union Board of Directors. Funds are insured by NCUA Insurance up to $100,000 per depositor.

We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.

AUTO LOANS
New Autos (Never Titled)			2003-2007 Autos
Fixed Rate APR**	Term of Loan		Fixed Rate APR**	Term of Loan
4.49%	36M		5.25%	36M
4.49%	48M		5.25%	48M
4.49%	60M		5.25%	60M
5.49%	*72M		6.25%	*72M
*72 month financing available for $30,000 or more
2000-2002 Autos			1988-1999 Autos
6.75%	36M		7.75%	24M
6.75%	48M		7.75%	36M
MOTORCYCLES, BOATS, RV'S
New (Never Titled)			1986-2007 Used
5.50%	24M		6.25%	24M
5.75%	36M		6.50%	36M
6.00%	48M		6.75%	48M
6.25%	60M		7.00%	60M
We will finance 100% of the Retail Value listed in current NADA Official Used Car Guide
PERSONAL LOANS
Unsecured Loan (up to $15,000)			Share Secured Loan
13.00%	12M		3% above dividend rate paid on shares being pledged
13.00%	24M
13.00%	36M
13.00%	48M
13.00%	60M
VISA CARDS
Visa Classic & Visa Secured			Visa Platinum
13.00%			9.90%

*Rates effective as of 3/25/2008 but all rates are subject to change without notice.
**APR is The Annual Percentage Rate

We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.