Rates
Effective February 26, 2008
Jump to: Savings | Loans
Saving & Certificate Rates
| Share
Savings |
| Shares |
Rate (APR) |
Yield (APY) |
| $25 - $1,000 |
0.75% |
0.75% |
| > $1,000 - $5,000 |
0.85% |
0.85% |
| > $5,000 |
1.00% |
1.00% |
| Share
Drafts (Checking) |
| Share Drafts |
Rate (APR) |
Yield (APY) |
| $1,000 Daily Balance |
0.75% |
0.75% |
| Christmas
& Vacation Clubs |
| Clubs |
Rate (APR) |
Yield (APY) |
| Christmas |
2.00% |
2.00% |
| Vacation |
2.00% |
2.00% |
Christmas
Club is compounded daily and paid annually on October
31.
Vacation Club is compounded daily and paid annually on
April 30. |
| Pee
Wee Share Certificates |
| PeeWee Certificates |
Rate (APR) |
Yield (APY) |
| 6 month - $500 or more |
2.75% |
2.75% |
| 12 month - $500 or more |
2.90% |
2.90% |
| PeeWee
Certificate is for newborn through 16 years of age. |
| Share
Certificates |
| Certificates |
Rate (APR) |
Yield (APY) |
| 6 month - $1,000 |
2.75% |
2.75% |
| 6 month - $10,000 |
2.85% |
2.85% |
| 6 month - $50,000 |
2.90% |
2.90% |
| 6 month - $99,000 |
3.00% |
3.00% |
| Interest paid at
maturity. All rates are subject to change. |
| Certificates |
Rate (APR) |
Yield (APY) |
| 1 year - $1,000 |
2.90% |
2.90% |
| 1 year - $10,000 |
3.00% |
3.00% |
| 1 year - $50,000 |
3.05% |
3.05% |
| 1 year - $99,000 |
3.15% |
3.15% |
| Interest
paid at maturity. All rates are subject to change.
|
| Certificates |
Rate (APR) |
Yield (APY) |
| 2 years - $1,000 |
3.00% |
3.02% |
| 2 years - $10,000 |
3.10% |
3.12% |
| 2 years - $50,000 |
3.25% |
3.28% |
| 2 years - $99,000 |
3.35% |
3.38% |
| Interest paid at
twice annually/6-30 & 12/31. All rates are subject
to change. |
| Certificates |
Rate (APR) |
Yield (APY) |
| 3 years - $1,000 |
3.25% |
3.28% |
| 3 years - $10,000 |
3.50% |
3.53% |
| 3 years - $50,000 |
3.50% |
3.53% |
| 3 years - $99,000 |
3.75% |
3.79% |
| Interest paid at
twice annually/6-30 & 12/31. All rates are subject
to change. |
Please call for rates on longer term certificates.
We may change the dividend rate for your account as determined
by the Credit Union Board of Directors. Funds are insured
by NCUA Insurance up to $100,000 per depositor.
Loans
Professional & Personal Auto Financing
Funeral Service Credit Union specializes in loans for hearses,
limousines and other funeral vehicles.
All Rates Effective as of February 26, 2008. All Rates Subject To Change.
We may change the dividend rate as determined by the Credit Union Board of Directors. Funds are insured by NCUA Insurance up to $100,000 per depositor.
We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.
|
AUTO LOANS
|
| New
Autos (Never Titled) |
|
2003-2007
Autos |
| Fixed Rate APR** |
Term
of Loan |
|
Fixed Rate APR** |
Term
of Loan |
| 4.99% |
36M |
|
5.25% |
36M |
| 4.99% |
48M |
|
5.25% |
48M |
| 4.99% |
60M |
|
5.25% |
60M |
| 5.99% |
*72M |
|
6.25% |
*72M |
| *72
month financing available for $30,000 or more |
| 2000-2002
Autos |
|
1988-1999
Autos |
| 6.75% |
36M |
|
7.75% |
24M |
| 6.75% |
48M |
|
7.75% |
36M |
|
MOTORCYCLES,
BOATS, RV'S
|
| New
(Never Titled) |
|
1986-2007
Used |
| 5.50% |
24M |
|
6.25% |
24M |
| 5.75% |
36M |
|
6.50% |
36M |
| 6.00% |
48M |
|
6.75% |
48M |
| 6.25% |
60M |
|
7.00% |
60M |
| We
will finance 100% of the Retail Value listed in current
NADA Official Used Car Guide |
|
PERSONAL LOANS
|
| Unsecured
Loan (up to $15,000) |
|
Share
Secured Loan |
| 13.00% |
12M |
|
3%
above dividend rate paid on shares being pledged |
| 13.00% |
24M |
|
| 13.00% |
36M |
|
| 13.00% |
48M |
|
| 13.00% |
60M |
|
|
VISA CARDS
|
| Visa
Classic & Visa Secured |
|
Visa
Platinum |
| 13.00% |
|
9.90% |
*Rates effective as of 2/26/2008 but all rates are subject to change without notice.
**APR is The Annual Percentage Rate
We may match any verifiable Fixed Rate APR** offered by another financial institution excluding GMAC, Ford Motor Credit, etc. All rates are subject to change without notice.
|
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